Payment Operations,
Simplified
Collect payments, send invoices, recover failed billing, and manage merchant portfolios — all from one enterprise-grade platform. Flat pricing. Dedicated support. No per-transaction fees.
Built for the next 10,000+ merchants
All major card networks
Visa · Mastercard · Amex · Discover
PCI Level 1 gateway
Card data routed through NMI
Real-time analytics
Live revenue, declines, and recovery
Dispute recovery
Evidence packets in minutes, not days
One Platform for Everything Payments
From Payment Forms and Checkout Pages to invoicing, subscriptions, and merchant management — everything you need, nothing you don't.
Collect
Payment Forms, Checkout Pages, QR codes, and embeds. Tipping, discount codes, 3DS2, and conversion analytics built in.
Invoice & Recover
Branded invoices with autopay, discount codes, automated reminders, late fees, and a dunning engine that recovers failed subscription billing.
Analyze
Revenue trends, approval rates, decline reasons, and cohort insights — updated in real time with CSV and PDF exports.
Manage
Multi-merchant portfolio tools for ISOs — role-based access, audit logs, cross-merchant customer intelligence, and white-labeling.
Accept Every Payment Type Your Customers Prefer
From credit and debit cards to ACH transfers, eChecks, and digital wallets — FinMI processes payments through an enterprise-grade gateway partner with 3DS2 authentication, tokenized vaulting, and Level 2/3 data capture for optimized B2B interchange.
Transaction Summary
Last 30 daysStop Losing Revenue to Failed Payments
Failed subscription charges, expired cards, and unpaid invoices cost merchants 10–15% of revenue. FinMI’s dunning engine retries on a configurable schedule, emails customers a signed “update payment” link, updates the vaulted card, and retries the charge — all without your team lifting a finger.
Bank-Grade Security for Every Transaction
Your data and your customers’ data are protected by multiple layers of enterprise security.
PCI Level 1 Gateway
Card data flows through our partner NMI, a PCI DSS Level 1 certified gateway used by major banks and card brands.
End-to-End Encryption
All payment data is encrypted in transit and at rest using AES-256 encryption.
Tokenization
Sensitive card data is replaced with secure tokens, reducing your PCI scope.
24/7 Monitoring
Real-time fraud detection with behavioral pattern analysis and manual review.
DisputeProof
Chargebacks cost merchants billions every year — and most disputes are lost due to incomplete documentation, not merit. DisputeProof analyzes each case, recommends the specific evidence that wins under the relevant reason code, generates objective rebuttal narratives, and assembles a submission-ready response packet and evidence PDF.
Learn MoreThe Difference Is the Relationship
With Stripe, PayPal, and Square, you are a number. Need help with a chargeback? Submit a ticket. Want better rates? Fill out a form. Something breaks at 10pm? Good luck.
With FinMI, you get a dedicated account manager who knows your business, your industry, and your goals. When chargebacks hit, we help you fight them. When you are ready for better rates, one call is all it takes.
Dedicated Manager
A real person who knows your business
Chargeback Help
Hands-on dispute support with DisputeProof
Better Rates
Pricing that improves as you grow
24/7 Support
US-based team, always available
How It Works
From first conversation to live payments — we handle the complexity.
Get in Touch
Tell us about your business and payment processing needs. Our team will design a custom solution tailored to your requirements.
We Set You Up
We handle the merchant account setup, gateway configuration, and integration. Our team ensures everything is tested and ready.
Start Processing
Go live with full payment processing, real-time analytics, and 24/7 support. Scale your business with confidence.