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Built for high-ticket service businesses
DisputeProof

Win more disputes. Recover more revenue.

A guided workspace that recommends evidence by reason code, audits your case, drafts objective rebuttals, and assembles the submission packet.

Active cases
Last 30 days
10.4Fraud, Card-Absent Environment
13.1Merchandise or Service Not Received
13.3Not as Described or Defective
13.7Cancelled Merchandise or Services
12.5Incorrect Transaction Amount
11.3No Authorization
23
Active
71%
Win rate
$34.2k
Recovered
89%
Documented win rate
Across 36 decided cases
12-0
Mastercard sweep
On the network’s most denied reason codes
$86,000+
Recovered to date
Real merchant revenue, not theoretical
36+
Cases handled
Across financial advisory and consulting

Figures reflect historical results across 36 decided cases and are not a guarantee of future outcomes. Chargeback results vary by case, evidence, and card network.

DisputeProof is a chargeback defense workspace for high-ticket service businesses. It maps every Visa, Mastercard, Amex, and Discover reason code to the specific evidence that wins, audits the case before submission, drafts an objective rebuttal, and assembles a submission-ready response packet. Pricing is a one-time $997 onboarding fee plus $97 per month for unlimited cases.
Built for the merchant your processor ignores

If you sell $5,000 advisory packages, your processor isn’t fighting for you.

High-ticket service businesses are the highest-risk category in card networks consultants, coaches, agencies, financial advisors. When a chargeback hits, your processor’s dispute team sends a template, marks the case, and moves on. The $5,000 sits in chargeback limbo for 45 days, then gets written off.

DisputeProof was built inside the most dispute-heavy environment in card networks before opening to outside merchants. Every workflow assumes the processor isn’t coming to save you. Because they aren’t.

  • High-ticket reason codes

    Reason-code playbooks tuned for 13.1 (service not received), 13.3 (not as described), and 13.7 (cancelled merchandise). The codes that hit service businesses hardest.

  • Evidence the network actually accepts

    Signed agreements, session logs, deliverables, communication threads. Every recommendation is mapped to compelling-evidence rules per network.

  • Built on a winning playbook

    DisputeProof encodes the dispute methodology it was battle-tested on, so your response reflects what actually wins complex, ambiguous, and high-dollar cases.

Real case file
Mastercard · Reason 4853 (cancelled merchandise)

How DisputeProof reversed a $25,000 chargeback the processor said was dead.

A financial advisory client received a $25,000 chargeback on a six-month engagement. The processor’s dispute team flagged it as unwinnable reason code 4853 against a service deliverable is statistically the hardest category to defend.

DisputeProof’s workspace mapped the case to Mastercard’s compelling-evidence requirements for cancelled merchandise: signed engagement letter, dated deliverables, communication thread proving the work was performed, and the customer’s own acknowledgment of receipt. The pre-submission audit caught two missing documents before the packet went out.

Decision reversed in the merchant’s favor. The processor reissued the funds on day 39. The merchant walked away with the full $25,000 and a process they could repeat on every future case.

Reversed
$25,000
Time to decision
39 days
Processor verdict before DP
Unwinnable

Dispute work, reimagined.

Most chargebacks are lost because evidence is incomplete or misaligned with the reason code, not because the merchant was wrong. DisputeProof fixes that.

Evidence that wins

For each reason code, DisputeProof recommends the specific evidence that wins, with a written rationale for every document.

  • Visa VCR, Mastercard DRI, Amex, Discover rules
  • Compelling-evidence checklists per reason code
  • Pre-submission audit before anything goes out

Objective rebuttal drafts

Factual, neutral rebuttal narratives you can edit. Version history tracks every revision so you never lose a prior draft.

One-click submission packet

Generate a submission-ready response packet plus a single combined evidence PDF, ready to upload to the network.

The workflow

Six steps from notification to submission.

Each step is opinionated, guided, and auditable. Anyone on your team can run a dispute with confidence.

01

Overview

Every case opens on the Overview tab: reason code, amount, respond-by date, card last 4, ARN, and the linked transaction with AVS/CVV results.

02

Details

Answer a reason-code-specific Details questionnaire. Responses feed directly into the evidence recommendations and rebuttal draft.

03

Evidence

Upload documents, link them to specific recommended items with a written rationale, and run the pre-submission audit.

04

Outreach Email

Optionally generate a customer outreach email to resolve before formal dispute response. Often the fastest path to a reversal.

05

Rebuttal

DisputeProof drafts a factual, objective rebuttal grounded in the evidence you uploaded. Edit, regenerate, and track every revision.

06

Package

Preview each document inline, then download the response packet PDF and combined evidence PDF. Upload and move on.

From case intake to uploadable PDF in minutes.

The final output is two PDFs: a clean response packet with the rebuttal narrative and document index, plus a single combined evidence PDF with every supporting document ordered, bookmarked, and paginated.

Response PacketINV-1042 / Case #3281
Ready
01Rebuttal Narrative.pdf124 KB
02Transaction Receipt.pdf38 KB
03Shipping Confirmation.pdf52 KB
04Customer Signed Agreement.pdf218 KB
05Email Communication Log.pdf94 KB
06Terms and Refund Policy.pdf46 KBN/A
Download packet
Evidence PDF
Multi-file evidence uploads

Drop in up to 50 files. Re-order, tag, and link them to specific recommendations.

Preview before submission

Click any document in the Package tab to preview what the processor will receive.

Activity log and audit trail

Every action recorded with user and timestamp. Pick up where any teammate left off.

Progress bar navigation

A unified progress bar walks the team through every step.

Software efficiency. Proven methodology.

DisputeProof handles the mechanical work and encodes the dispute methodology it was battle-tested on. Even on complex, ambiguous, or high-dollar cases, your response reflects the reason-code-aligned evidence and rebuttal structure that actually wins.

DisputeProof
$997one-time
Onboarding
then
$97/month
Software plus unlimited cases
See pricing

A workspace, not a checklist.

Capability
DisputeProof
Generic dispute tool
Reason-code aligned evidence
Yes, per reason code
Generic checklist
Per-document rationale
Yes, on every doc
No
Pre-submission audit
Yes
No
Rebuttal drafts with versioning
AI-built, versioned
Templates only
Document preview in context
Yes, inline
Open each file manually
Response packet + combined PDF
One-click
Manual stitch
Case list with win/loss tracking
Yes
Yes
Audit log on every action
Yes
Limited
Dedicated account-manager support
Yes
No

Frequently asked questions

What is DisputeProof?+

DisputeProof is a chargeback defense workspace built for high-ticket service businesses. It recommends reason-code-aligned evidence, audits cases before submission, drafts objective rebuttals, and assembles a submission-ready response packet with a single combined evidence PDF.

How does DisputeProof improve chargeback win rate?+

Most chargebacks are lost because evidence is incomplete or misaligned with the reason code, not because the merchant was wrong. DisputeProof maps every Visa, Mastercard, Amex, and Discover reason code to the specific evidence that wins, runs a pre-submission audit, and assembles a complete, reason-code-aligned response packet.

Who is DisputeProof built for?+

High-ticket service businesses. Financial advisory, consulting, agencies, coaching, professional services. Where each chargeback represents thousands of dollars and processors typically deprioritize dispute support. The product was battle-tested in the most dispute-heavy environment in card networks before launching to the broader market.

How does DisputeProof guide me through a case?+

DisputeProof encodes the dispute methodology it was battle-tested on: it recommends the evidence that wins for each reason code, audits your case before submission, drafts an objective rebuttal, and assembles a submission-ready packet. The software handles the mechanical work so you can respond with confidence.

How much does DisputeProof cost?+

DisputeProof launch pricing is a one-time $997 onboarding fee plus $97 per month for unlimited cases and software access. No per-case fees, no percentage of recovered revenue.

Try DisputeProof on a live case this week.

Sign up and file your first case in minutes — guided every step of the way.